Khadi Karigar Janashree Bima0
केंद्र की योजनाएंBanking, Financial Services and Insurance

Khadi Karigar Janashree Bima Yojana

A group insurance scheme by MoMSME for khadi artisans (spinners and weavers). The scheme provides insurance cover against normal death, accidental death, permanent or partial disability of the insured artisan. Scholarships are provided to the insurer’s children studying in class 9th to 12th.

The artisan must be a member of the approved vocation / occupation groups. This scheme was formulated by Khadi and Village Industries Commission (KVIC) in association with the Life Insurance Corporation of India (LIC).

Overview of Khadi Karigar Janashree Bima Yojana

NameKhadi Karigar Janashree Bima Yojana
Launch year10 August 2000
Launched byGovernment of India
Nodal MinistryMinistry Of Micro, Small and Medium Enterprises
SectorCentral sector scheme
ObjectiveInsurance to Khadi workers
Official website

Objective and Benefits of Khadi Karigar Janashree Bima Yojana

•A beneficiary will receive Rs. 30,000 in the case of natural death.

•In the case of death or permanent disability due to an accident, the compensation offered is equal to Rs. 75,000.

•For a partial disability due to an accident, the amount provided is Rs. 37,500.

How to apply for Khadi Karigar Janashree Bima Yojana

Click here:

FAQ Frequently Asked Questions

Question-Is Janashree Bima Yojana a life insurance scheme?


No, it extends financial assistance even in case of permanent or partial disability due to an accident. So, the scheme does not only cover the death of an individual.

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