Gruha Lakshmi Scheme 2023, Karnataka: Apply, Benefits, Eligibility

The Karnataka government has launched a new scheme called Gruha Lakshmi Scheme 2023, which provides Rs. 2,000 per month to women who are the heads of their households. The scheme is part of the five key schemes announced by Chief Minister Siddaramaiah during the assembly election campaign in 2023. The scheme aims to empower women belonging to Antyodaya, BPL, and APL families by providing them monthly financial assistance through Direct Benefit Transfer (DBT) mode. The scheme was launched on July 19, 2023, and the registration process is still ongoing.

If you are interested in applying for the Gruha Lakshmi Yojana 2023, you can do so online or offline. You can register for the scheme online through the Seva Sindhu Guarantee Schemes Portal (sevasindhu.karnataka.gov.in), which is a one-stop portal for all government schemes in Karnataka. You can also use a WhatsApp chatbot to apply for the scheme without any hassle. Alternatively, you can register offline through various government offices such as Gram Panchayat, Taluk Office, District Office, etc. In this article, we will tell you more about the eligibility criteria, benefits, application process, status check, guidelines, and customer care of the Gruha Lakshmi Scheme.

Overview: Gruha Lakshmi Scheme 2023, Karnataka

With the aim of supporting women who are the heads of their families, the Karnataka government has introduced a new scheme called the Gruha Lakshmi Scheme 2023. The scheme is part of the five promises made by the Congress party before the last assembly elections in 2023, which they won with a majority. The scheme promises to give Rs. 2,000 per month to women who are in charge of their households through direct benefit transfer mode. The scheme is applicable to women from the Antyodaya, BPL, and APL categories.

Parameter	Description
Name	Gruha Lakshmi Scheme
Launch date	July 19, 2023
Beneficiaries	Women who are the heads of their households
Eligibility	Women belonging to Antyodaya, BPL and APL families
Benefits	Rs. 2,000 per month
Mode of payment	Direct Benefit Transfer (DBT)
Application process	Online through Seva Sindhu Guarantee Schemes Portal or WhatsApp chatbot; Offline through various government offices
Status check	Online through Seva Sindhu Guarantee Schemes Portal or WhatsApp chatbot; Offline through various government offices
Guidelines	Available on the Seva Sindhu Guarantee Schemes Portal
Customer care	Toll-free number: 1800-425-4255; Email: gruhalakshmi@karnataka.gov.in

If you want to know more about the Gruha Lakshmi Scheme 2023, such as its objectives, features, documents required, and frequently asked questions, you can read the rest of this article. We will provide you with all the relevant information and updates about this scheme. You can also share your feedback and suggestions with us in the comment section below.

Benefits & Features of Karnataka Gruha Lakshmi Yojana 2023

Some of the key benefits and features of the Gruha Lakshmi Scheme are:

• Financial assistance: The scheme provides financial assistance of Rs. 2,000 per month to women who are identified as the head of the family on Antyodaya, APL, or BPL cards issued by the government.
• Direct Benefit Transfer: The scheme transfers the money directly into the bank accounts of the beneficiaries through DBT, ensuring transparency and accountability.
• Easy registration: The scheme offers both online and offline modes of registration for eligible women. They can register online through the Seva Sindhu Guarantee Schemes Portal or a WhatsApp chatbot. They can also register offline through various government offices such as Gram Panchayat, Taluk Office, District Office, etc.
• Status check: The beneficiaries can check the status of their application and payment online through the Seva Sindhu Guarantee Schemes Portal or WhatsApp chatbot. They can also check offline through various government offices.
• Guidelines and customer care: The scheme has issued detailed guidelines for the implementation and monitoring of the scheme on the Seva Sindhu Guarantee Schemes Portal. The scheme also has a toll-free number and an email address for customer care.

This scheme is a great initiative by the Karnataka government to support women who are the heads of their households and to improve their socio-economic status. If you are eligible for this scheme, you should apply as soon as possible and avail yourself of the benefits. You can also share this article with your friends and family who might be interested in this scheme. 

Eligibility Criteria to Apply for Gruha Lakshmi Scheme 2023 Karnataka

To be eligible for the Gruha Lakshmi Scheme, the following criteria must be met:

• Residency: The women must be permanent residents of Karnataka state.
• Gender: The scheme is exclusively for women beneficiaries, ensuring empowerment and improved living conditions for them.
• Family head: The woman must be identified as the head of the family in the Antyodaya, BPL or APL ration cards issued by the government. Only one woman within a family can be a beneficiary.
• Income: The women must not be government employees or taxpayers. If the husband of the woman is paying income tax or filing GST returns, the woman of that family will not get the scheme’s benefits.

If you meet these eligibility criteria, you can apply for the Gruha Lakshmi Scheme online or offline. You can also check the status of your application and payment online or offline. In the next sections, we will explain how to do that.

Required Documents for Gruha Lakshmi Scheme 2023 in Karnataka

To apply for the Gruha Lakshmi Scheme 2023, you need to submit some documents along with your application form. These documents are essential to verifying your identity, address, income, and bank details. Without these documents, your application may be rejected or delayed. Therefore, make sure you have the following documents ready before you apply:

• Aadhaar Card: This is the most important document for the scheme. It is a 12-digit unique identification number issued by the government of India. It contains your biometric and demographic information. You need to provide your Aadhaar number and a copy of your Aadhaar card while applying for the scheme. Your Aadhaar card should be linked to your bank account to receive financial assistance directly.
• Residence Certificate: This is a document that proves that you are a resident of Karnataka state. You can get this certificate from your local revenue office or gram panchayat. You need to provide a copy of your residence certificate while applying for the scheme. This will help the authorities verify your eligibility and address.
• Income Certificate: This is a document that shows your annual income from all sources. You can get this certificate from your local revenue office or gram panchayat. You need to provide a copy of your income certificate while applying for the scheme. This will help the authorities verify your economic status and eligibility.
• Bank Details: This is a document that shows your bank account number, IFSC code, branch name, and address. You can get this document from your bank or passbook. You need to provide a copy of your bank details while applying for the scheme. This will help the authorities transfer the financial assistance directly to your account.
• PAN Card: This is a document that shows your permanent account number issued by the income tax department. It is a 10-digit alphanumeric code that acts as an identity proof for tax purposes. You need to provide your PAN number and a copy of your PAN card while applying for the scheme. This will help the authorities track your income and tax compliance.
• Mobile Number: This is a document that shows your registered mobile number with Aadhaar. You need to provide your mobile number while applying for the scheme. This will help the authorities send you SMS alerts and notifications regarding the scheme.
• Passport-size Photograph: This is a document that shows your recent passport-size photograph with a white background. You need to provide a copy of your photograph while applying for the scheme. This will help the authorities identify you and match you with your Aadhaar card.

These are the required documents for the Gruha Lakshmi Scheme 2023 in Karnataka. Make sure you have all these documents ready before you apply online or offline. If you have any doubts or queries regarding the scheme, you can visit the official website of Seva Sindhu Portal or call the customer care number at 080-4455-4455 for assistance.

How to Apply for the Gruha Lakshmi Scheme 2023 Karnataka

If you are a woman who is the head of your family in Karnataka and you want to avail the benefits of the Gruha Lakshmi Scheme 2023, you can apply online or offline. The online application process is simple and convenient. You just need to follow these steps:

• Visit the official website of Seva Sindhu Portal and click on the “Gruha Lakshmi Scheme 2023” link on the homepage.
• If you are a new user, register yourself by providing your Aadhaar number and other details. If you are an existing user, log in with your credentials.
• Fill out the application form with your personal and bank details. Make sure that your Aadhaar card is linked to your bank account.
• Upload the required documents, such as ration card, income certificate, domicile certificate, etc.
• Submit the application form and take a printout for future reference.

You can also apply offline by visiting any of the designated Common Service Centres (CSCs) or Grama One Centres across the state. You will need to carry your original documents and photocopies along with your application form. The CSC or Grama One staff will verify your details and submit your application on your behalf. You will receive an acknowledgment slip after successful submission.

You can check the status of your application online by logging into the Seva Sindhu Portal and entering your application number. You can also contact the customer care number at 080-4455 4455 for any queries or grievances related to the scheme.

Contact Details for Gruha Lakshmi Scheme 2023 Karnataka

If you have any questions or issues regarding the Gruha Lakshmi Scheme 2023 in Karnataka, you can contact the authorities through various channels. You can call, email, visit, or write to them and get your queries resolved. Here are the contact details of the scheme:

• Helpline Number: You can call the toll-free helpline number (1902) and speak to a customer care executive. You can also send an SMS or WhatsApp message to 8147500500 or 8277000555 and get a reply. The helpline number is available from 9 a.m. to 6 p.m. on all working days.
• Email ID: You can send an email to gruhalakshmi@karnataka.gov.in and get a response within 24 hours. You can also attach any documents or screenshots related to your query in the email.
• Website: You can visit the official website of Seva Sindhu Portal and click on the “Gruha Lakshmi Scheme 2023” link on the homepage. You can find all the information about the scheme, such as eligibility criteria, application process, required documents, status check, etc. on the website. You can also register for the scheme online through the website.
• Address: You can visit or write to the following address and meet or send a letter to the concerned officer of the scheme: Women and Child Welfare Department, Government of Karnataka,No. 11, Dr. B.R. Ambedkar Veedhi, Bangalore – 560001.

These are the contact details of the Gruha Lakshmi Scheme 2023 Karnataka. You can use any of these channels to get in touch with the authorities and get your doubts cleared. You can also give your feedback or suggestions about the scheme through these channels.

FAQs for Gruha Lakshmi Scheme 2023 Karnataka

The Karnataka government has launched a new scheme called Gruha Lakshmi, which aims to empower women who are the family heads in the state. This scheme will provide Rs 2,000 per month to about 1.1 crore women who meet the eligibility criteria. In this article, we will explain how you can apply for this scheme online, check your application status, follow the guidelines and contact customer care if you have any queries or complaints.

What is the Gruha Lakshmi scheme? 

The Gruha Lakshmi scheme is a social welfare scheme launched by the Karnataka government on August 30, 2023. It aims to provide financial assistance of Rs 2,000 per month to about 1.1 crore women who are heads of their households in the state. The scheme is one of the five pre-poll guarantees of the Congress, which came to power in the May 2023 assembly elections.

Who is eligible for the Gruha Lakshmi Scheme?

Women who are listed as family heads on Antyodaya, Below Poverty Line (BPL), and Above Poverty Line (APL) ration cards are eligible for the Gruha Lakshmi scheme. Only one woman in a family can be the beneficiary of this scheme. Women government employees, taxpayers and families whose husbands pay income tax or file GST returns are not eligible for the scheme.

How to apply for the Gruha Lakshmi scheme online? 

To apply for the Gruha Lakshmi scheme online, one has to visit the official website of Seva Sindhu, which is the common citizen service portal of the Karnataka government. On the homepage, click on the link that says “Apply for Service” and then select “Gruha Lakshmi Scheme” from the list of services. Fill in the required details such as name, address, Aadhaar number, bank account number, etc., and upload the necessary documents, such as ration cards, income certificates, etc. After submitting the application form, an acknowledgment number will be generated, which can be used to track the status of the application.

How to check the status of the Gruha Lakshmi scheme application? 

To check the status of the Gruha Lakshmi scheme application, one has to visit the Seva Sindhu website and click on the link that says “Check Your Application Status”. Enter the acknowledgment number and click on “Search”. The status of the application will be displayed on the screen.

How to contact customer care for any queries or complaints regarding the Gruha Lakshmi scheme? 

To contact customer care for any queries or complaints regarding the Gruha Lakshmi scheme, one can call the toll-free number 08022279954 / 8792662814 / 8792662816 or email at sevasindhu@karnataka.gov.in. One can also raise a complaint online by visiting the Seva Sindhu website and clicking on the link that says “Raise Your Complaint”. Enter the details such as name, mobile number, email id, service name, complaint type, etc., and submit it.

Conclusion;

This article has provided you with all the information you need to know about the Gruha Lakshmi scheme and how you can apply for it online. This scheme is a commendable effort by the Karnataka government to support women who are the heads of their households in the state and help them overcome their economic challenges. If you have any questions or feedback about this scheme, please contact customer care or write to us in the comment section.