Mukhyamantri Chiranjeevi Durghatna Bima Yojana 2023: Apply Online, Check Beneficiry List, Eligibility & Check Status

Accidents can happen anytime, anywhere, and to anyone. They can cause physical, emotional, and financial distress to the victims and their families. To provide some relief and support to the accident victims in Rajasthan, the state government has launched the Mukhyamantri Chiranjeevi Durghatna Bima Yojana 2023. This scheme offers free medical treatment up to Rs. 5 lakh to any person who meets with an accident within the state. 

In this article, we will tell you everything you need to know about this scheme, its benefits, eligibility, and how to apply for it.

What is Mukhyamantri Chiranjeevi Durghatna Bima Yojana 2023

To assist and support the people who suffer from accidents, the Rajasthan government has launched a new scheme called Mukhyamantri Chiranjeevi Durghatna Bima Yojana Rajasthan. Accidents can happen at any place and time, and they can cause serious physical, emotional, and financial damage to the victims and their families. 

This CM Chiranjeevi Accident Insurance Scheme is a type of accidental insurance policy that provides a cover of up to Rs. 5 lahks to the beneficiaries of Chiranjeevi Swasthya Bima Yojana, which is another health insurance scheme launched by the state government.

Why CM Chiranjeevi Durghatna Bima Yojana is Important for Citizens?

The major goal of this programme is to offer security and safety to Rajasthan’s enormous number of uninsured people. The finest feature of this programme is that it is completely free, which means that recipients do not have to pay an annual payment in order to use the accidental insurance coverage. 

The payment is paid in accordance with the policy schedule, and the CM Chiranjeevi Durghatna Bima Yojana covers seven different sorts of accidents that might result in death or disability.

Launch of CM Chiranjeevi Durghatna Bima Yojana Rajasthan

The project was inaugurated by Chief Minister Ashok Gehlot in his yearly budget speech on 23 February 2022, and it became operational on 01 May 2022. The Chiranjeevi Swasthya Bima Yojana aims to help the over 1.5 crore families who are already enrolled in the state.

In this post, we will provide you with more details about Mukhyamantri Chiranjeevi Durghatna Bima Yojana Rajasthan, such as its eligibility criteria, the application process, benefits, features and contact details.

Benefits & Features of Mukhyamantri Chiranjeevi Durghatna Bima Yojana

Mukhyamantri Chiranjeevi Durghatna Bima Yojana Rajasthan is a scheme launched by the state government to provide free accidental insurance cover of up to Rs. 5 lahks to the beneficiaries of Chiranjeevi Swasthya Bima Yojana. The scheme aims to provide financial assistance to the families of the victims of accidents and reduce the burden of medical expenses. The scheme was announced by Chief Minister Ashok Gehlot in the annual budget 2022-23 on 23 February 2022 and its implementation started on 1 May 2022.

Eligibility Criteria Chiranjeevi Swasthya Bima Yojana

• The following are the requirements for the Mukhyamantri Chiranjeevi Durghatna Bima Yojana Rajasthan:
• The candidate has to live in Rajasthan.
• The candidate must be signed up for the Chiranjeevi Swasthya Bima Yojana, a state-run health insurance programme for all households.
• There cannot be any other accidental insurance policies held by the applicant.

Premium Amount Chiranjeevi Durghatna Bima Yojana 2023

The premium amount for Mukhyamantri Chiranjeevi Durghatna Bima Yojana Rajasthan is zero. The scheme is completely free of cost for the beneficiaries of Chiranjeevi Swasthya Bima Yojana. The state government will bear the entire cost of the scheme.

Coverage and Claim Process for Accident Insurance

The coverage and claim process for Mukhyamantri Chiranjeevi Durghatna Bima Yojana Rajasthan is as follows:

• The scheme covers seven types of accidents that may result in death or disability, such as road accidents, rail accidents, fire accidents, snake bites, electric shocks, drowning, and animal attacks.
• The scheme provides compensation of Rs. 5 lahks in case of death or permanent total disability, Rs. 2.5 lakh in case of permanent partial disability, and Rs. 1 lakh in case of temporary total disability.
• The claim process is simple and hassle-free. The beneficiary or the nominee has to submit the following documents to the nearest empanelled hospital within 30 days of the accident:
  • Claim form duly filled and signed
  • Copy of Aadhaar card or any other identity proof
  • Copy of Chiranjeevi Swasthya Bima Yojana card
  • Copy of FIR or post-mortem report or death certificate (in case of death)
  • Copy of medical certificate or disability certificate (in case of disability)
  • Bank account details and cancelled cheque
• The hospital will verify the documents and forward them to the insurance company within 15 days.
• The insurance company will settle the claim within 30 days after receiving the documents.

How to Apply Online Mukhyamantri Chiranjeevi Durghatna Bima Yojana

The online application process for Mukhyamantri Chiranjeevi Durghatna Bima Yojana Rajasthan is as follows:

• Visit the official website of Chiranjeevi Yojana at https://chiranjeevi.rajasthan.gov.in/. 
• Click on the “Registration” tab on the homepage.
• Enter your Aadhaar number and mobile number and click on “Verify”.
• Fill in the online registration form with your personal details, family details, bank details, etc.
• Upload the required documents such as an Aadhaar card, ration card, income certificate, etc.
• Submit the form and take a printout for future reference.

List of Beneficiaries Chiranjeevi Durghatna Bima Yojana 2023

The list of beneficiaries of Mukhyamantri Chiranjeevi Durghatna Bima Yojana Rajasthan can be checked online on the official website of Chiranjeevi Yojana at https://chiranjeevi.rajasthan.gov.in/. The steps are as follows:

• Click on the “Beneficiary Search” tab on the homepage.
• Enter your Aadhaar number or mobile number or registration number and click on “Search”.
• The details of your enrollment status and insurance coverage will be displayed on the screen.

Contact Details CM Chiranjeevi Durghatna Bima Yojana

For any queries or complaints related to Mukhyamantri Chiranjeevi Durghatna Bima Yojana Rajasthan, you can contact the following authorities:

• Toll-free helpline number: 1800-180-6127
• Email ID: jansoochna[at]rajasthan[Dot]gov[Dot]in
• Address: Sudarshan Singh Deora, System Analyst (Joint Director) DOIT&C, Jaipur, Rajasthan.

FAQs on Mukhyamantri Chiranjeevi Durghatna Bima Yojana Rajasthan

Here are some frequently asked questions (FAQs) about the scheme:

What is Mukhyamantri Chiranjeevi Durghatna Bima Yojana Rajasthan?

Mukhyamantri Chiranjeevi Durghatna Bima Yojana Rajasthan is a scheme that provides free accidental insurance cover of up to Rs. 5 lahks to the beneficiaries of Chiranjeevi Swasthya Bima Yojana, which is a health insurance scheme for all families in the state.

Who is eligible for Mukhyamantri Chiranjeevi Durghatna Bima Yojana Rajasthan?

The eligibility criteria for Mukhyamantri Chiranjeevi Durghatna Bima Yojana Rajasthan are as follows:

• A resident of Rajasthan.
• Enrolled in Chiranjeevi Swasthya Bima Yojana, which is a health insurance scheme for all families in the state.
• Do not have any other accidental insurance policy.

How much is the premium amount for Mukhyamantri Chiranjeevi Durghatna Bima Yojana Rajasthan?

The premium amount for Mukhyamantri Chiranjeevi Durghatna Bima Yojana Rajasthan is zero. The scheme is completely free of cost for the beneficiaries of Chiranjeevi Swasthya Bima Yojana. The state government will bear the entire cost of the scheme.

What is the coverage and claim process for Mukhyamantri Chiranjeevi Durghatna Bima Yojana Rajasthan?

The coverage and claim process for Mukhyamantri Chiranjeevi Durghatna Bima Yojana Rajasthan are as follows:

• The scheme covers seven types of accidents that may result in death or disability, such as road accidents, rail accidents, fire accidents, snake bites, electric shocks, drowning, and animal attacks.
• The scheme provides compensation of Rs. 5 lahks in case of death or permanent total disability, Rs. 2.5 lakh in case of permanent partial disability, and Rs. 1 lakh in case of temporary total disability.
• The claim process is simple and hassle-free. The beneficiary or the nominee has to submit the following documents to the nearest empanelled hospital within 30 days of the accident:
  • Claim form duly filled and signed
  • Copy of Aadhaar card or any other identity proof
  • Copy of Chiranjeevi Swasthya Bima Yojana card
  • Copy of FIR or post-mortem report or death certificate (in case of death)
  • Copy of medical certificate or disability certificate (in case of disability)
  • Bank account details and cancelled cheque
• The hospital will verify the documents and forward them to the insurance company within 15 days.
• The insurance company will settle the claim within 30 days after receiving the documents.

How to apply online for Mukhyamantri Chiranjeevi Durghatna Bima Yojana Rajasthan?

The online application process for Mukhyamantri Chiranjeevi Durghatna Bima Yojana Rajasthan is given in the above section.

Conclusion (Final Words)

Mukhyamantri Chiranjeevi Durghatna Bima Yojana Rajasthan is a commendable initiative by the state government to provide free accidental insurance coverage to the poor and vulnerable sections of society. The accident insurance scheme of Rajasthan will help in reducing the financial burden and emotional trauma of the families of the accident victims. The CM Insurance Scheme will also encourage the beneficiaries to enrol in Chiranjeevi Swasthya Bima Yojana, which is a comprehensive health insurance scheme for all families in the state. The scheme will thus contribute to the overall welfare and development of the people of Rajasthan.