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action or later. Please see Debugging in WordPress for more information. (This message was added in version 6.7.0.) in /home/skyojna/public_html/wp-includes/functions.php on line 6114In order to give the nation’s unorganised sector a reliable source of income, the Indian government introduced the <\/span>Atal Pension Yojana <\/b>in 2015. The <\/span>Pension Fund Regulation and Development Authority<\/b> oversees the administration of this <\/span>Atal Bihari Vajpayee-inspired programme (PFRDA)<\/b>. The subscribers of the <\/span>Atal Pension Yojana 2023 <\/b>get a pension depending on their contributions to the plan during their working years. The pension plan provides a <\/span>guaranteed income of up to \u20b95,000 a month<\/b> after the age of 60 and is open to those between the ages of 18 and 40. This page will cover the characteristics of the Atal Pension Yojana, how to apply for the programme, beneficiary lists, the program’s chart, its advantages, contact information, key websites, and commonly asked questions.<\/span><\/span><\/p>\n Here’s an overview of the Atal Pension Yojana (APY Scheme) 2023:<\/p>\n A government-sponsored pension programme called <\/span>Atal Pension Yojana 2023 <\/b>seeks to give financial stability to India’s unorganised sector. The programme was introduced in May 2015 and is named after Atal Bihari Vajpayee, a former Indian prime minister.\u00a0<\/span><\/span><\/p>\n The programme is run by the <\/span>Pension Fund Regulatory and Development Authority (PFRDA)<\/b>, and it is open to those between the ages of 18 and 40. The programme is a guaranteed pension plan with the goal of giving participants a steady income as they age.<\/span><\/span><\/p>\n Atal Pension Yojana’s <\/b>significance cannot be emphasised. Almost 80% of the workers in India is employed in the vast unorganised sector. The unorganised sector does not have access to pension plans or other forms of social security, making them susceptible to financial instability as they age.\u00a0<\/span><\/span><\/p>\n By offering the unorganised sector a straightforward and easily understandable pension plan, the <\/span>Atal Pension Yojana 2023 <\/b>seeks to alleviate this problem. The programme is a viable choice for anyone looking for financial stability in their senior years because it is inexpensive and provides guaranteed pension benefits.<\/span><\/span><\/p>\n Anyone between the ages of 18 and 40 is eligible to enrol on the programme.<\/span><\/p>\n The contribution amount changes according to the subscriber’s age and the desired pension amount. Payment options include monthly, quarterly, and semi-annually.<\/span><\/p>\n Beyond 60 years of age, the plan gives a guaranteed pension of up to \u20b95,000 per month. The <\/span>Atal Pension Yojana 2023 <\/b>amount fluctuates according to the subscriber’s age and the amount of contribution paid.<\/span><\/span><\/p>\n The plan provides benefits to the nominee in the event of the subscriber’s passing and benefits for disability in the event of an unfortunate circumstance.<\/span><\/p>\n Members have the option to change their contribution amount and withdraw from the plan before turning 60.<\/span><\/p>\n The <\/span>Atal Pension Yojana 2023 <\/b>is an important programme that provides the unorganised sector of India with a straightforward and approachable pension choice. Due to the advantages of the programme, it is a desirable choice for those looking to secure their financial future in old age. The specifics of the programme, how to apply for it, its advantages, and more will all be covered in this post.<\/span><\/span><\/p>\n In order to provide social security to India’s unorganised sector, the government sponsors the Atal Pension Yojana pension programme. The following qualifications must be fulfilled in order to be eligible to apply for the Atal Pension Yojana:<\/span><\/p>\n Depending on the applicant’s age and the desired pension amount, different amounts are contributed to the <\/span>Atal Pension Yojana 2023<\/b>. The contribution amount is as follows for various age groups:<\/span><\/span><\/p>\n The subscriber can select a payment frequency that is most convenient for them, whether it be monthly, quarterly, or biannually.<\/span><\/p>\n The <\/span>Atal Pension Yojana 2023 <\/b>provides guaranteed pension payouts that vary according to the subscriber’s age and contribution level. From \u20b91,000 to \u20b95,000 might be included in the monthly pension amount. According to various contribution slabs, the following pension amount is available:<\/span><\/span><\/p>\n As soon as the subscriber turns 60 years old, the <\/span>APY Scheme <\/b>pension benefits become due. The pension amount may be paid to the nominee in the event of the subscriber’s passing, and the subscriber may receive a disability pension in the event of disability.\u00a0<\/span><\/span><\/p>\n When an <\/span>APY Scheme <\/b>subscriber passes away, the plan also provides a refund of the accumulated corpus to the nominee. Those without access to another pension plan can make use of the <\/span>Atal Pension Yojana 2023<\/b>, a straightforward and approachable pension plan.<\/span><\/span><\/p>\n The process of applying for the Atal Pension Yojana is easy and straightforward. You have the option of applying for the programme offline or online.<\/span><\/p>\n Follow these easy steps to submit an online <\/span>Atal Pension Yojana Application 2023<\/b>:<\/span><\/span><\/p>\nAtal Pension Yojana (APY): Overview<\/strong><\/span><\/h2>\n
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\n \nAspect<\/th>\n Details<\/th>\n<\/tr>\n<\/thead>\n \n Purpose<\/td>\n To provide a defined pension to the unorganized sector<\/td>\n<\/tr>\n \n Eligibility<\/td>\n Indian citizens aged 18 to 40 years<\/td>\n<\/tr>\n \n Contribution amount<\/td>\n Varies based on age at the time of enrollment<\/td>\n<\/tr>\n \n Minimum contribution<\/td>\n \u20b942 per month<\/td>\n<\/tr>\n \n Maximum contribution<\/td>\n \u20b91,454 per month<\/td>\n<\/tr>\n \n Pension amount<\/td>\n Ranges from \u20b91,000 to \u20b95,000 per month based on contribution amount and duration<\/td>\n<\/tr>\n \n Enrollment methods<\/td>\n Online and offline<\/td>\n<\/tr>\n \n Required documents<\/td>\n Aadhaar and bank account details<\/td>\n<\/tr>\n \n Tax benefits<\/td>\n Eligible for tax benefits under Section 80CCD of the Income Tax Act<\/td>\n<\/tr>\n \n Exit policy<\/td>\n Only in the event of death or terminal illness before age 60<\/td>\n<\/tr>\n \n Beneficiary list<\/td>\n Maintained by PFRDA<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n What is Atal Pension Yojana 2023?<\/b><\/span><\/h3>\n
Features of APY Scheme 2023 for Old Age Citizens<\/b><\/span><\/h3>\n
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Eligibility Criteria for To Apply for Atal Pension Yojana<\/b><\/span><\/h3>\n
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APY Scheme Amount & Method of Contribution<\/b><\/span><\/h3>\n
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Pension Advantages for APY Scheme Beneficiary<\/b><\/span><\/h3>\n
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Apply for Atal Pension Yojana (APY) 2023: Online\/Offline<\/b><\/span><\/h2>\n
APY Scheme Online Apply<\/b><\/span><\/h3>\n