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{"id":1475,"date":"2023-02-04T13:28:19","date_gmt":"2023-02-04T07:58:19","guid":{"rendered":"https:\/\/sarkariyojnaa.org\/?p=1475"},"modified":"2024-01-15T10:56:10","modified_gmt":"2024-01-15T05:26:10","slug":"pradhan-mantri-svanidhi-scheme","status":"publish","type":"post","link":"https:\/\/sarkariyojnaa.org\/pradhan-mantri-svanidhi-scheme\/","title":{"rendered":"Pradhan Mantri SVANidhi Yojana"},"content":{"rendered":"\n

OVERVIEW OF PRADHAN MANTRI SVANidhi YOJANA<\/strong><\/h3>\n\n\n\n
Name<\/td>PRADHAN MANTRI SVANidhi YOJANA<\/td><\/tr>
Also known as<\/td>PMSVANidhi<\/td><\/tr>
Launched on<\/td>1 June 2020<\/td><\/tr>
Launched by<\/td>Prime Minister Narendra Modi<\/td><\/tr>
Ministry<\/td>Ministry of Housing and Urban Affairs<\/td><\/tr>
Status<\/td>Active<\/td><\/tr>
Launched Under<\/td>Atmnirbhar Bharat Abhiyaan<\/td><\/tr>
Official Website<\/td>pmsvanidhi.mohua.gov.inhttps:\/\/pmsvanidhi.mohua.gov.inPM SVANidhi<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

WHAT IS PRADHAN MANTRI SVANidhi YOJANA? <\/strong><\/h2>\n\n\n\n

The PM Street Vendor\u2019s AtmaNirbhar Nidhi<\/strong> commonly known as PM SVANidhi was launched by PM Narendra Modi on 1 June 2020. Nodal ministry for this scheme is The Ministry of Housing and Urban Affairs.<\/strong> PM SVANidhi was launched during Covid-19’s first wave. Main objective was providing affordable Working Capital loans to street vendors to resume their livelihoods that have been adversely affected due to Covid-19 lockdown. <\/strong><\/p>\n\n\n\n

Earlier duration was till March 2022 but now it’s extended to December 2024 with focus on enhanced collateral free affordable loan corpus, increased adoption of digital transactions and holistic socio-economic development of the Street Vendors and their families. <\/strong><\/p>\n\n\n\n

HOW TO APPLY FOR PM SVANidhi YOJANA? <\/strong><\/h3>\n\n\n\n

If you want to apply for PM SVANidhi then click<\/strong> the following link:<\/p>\n\n\n\n

https:\/\/pmsvanidhi.mohua.gov.in\/Login<\/a><\/p>\n\n\n\n

Documents required for application is:<\/p>\n\n\n\n

\u2022 Certificate of Vending or Identity Card issued by ULBs or LoR from TVC or ULBs.<\/strong><\/p>\n\n\n\n

\u2022 Vendors might also require to furnish any one of the following documents –<\/strong><\/p>\n\n\n\n

\u2022 Aadhaar card<\/strong><\/p>\n\n\n\n

\u2022 Voter ID card<\/strong><\/p>\n\n\n\n

\u2022 MNREGA card<\/strong><\/p>\n\n\n\n

\u2022 Driving licence<\/strong><\/p>\n\n\n\n

\u2022 PAN card<\/strong><\/p>\n\n\n\n

CONTACT DETAILS FOR PM SVANidhi YOJANA<\/strong><\/h3>\n\n\n\n

If someone willing to apply to PM SVANidhi then visit Scheduled Commercial Banks, Regional Rural Banks (RRBs), Small Finance Banks (SFBs), Cooperative Bank,  Non-Banking Finance Companies (NBFCs), Micro Finance Institutions (MFIs) and SHG Banks.<\/p>\n\n\n\n

Toll free Number:-<\/p>\n\n\n\n

1800111979<\/strong><\/p>\n\n\n\n

Other contact details are mentioned in this link<\/p>\n\n\n\n

https:\/\/www.pmsvanidhi.mohua.gov.in\/Home\/Contact<\/a><\/p>\n\n\n\n

FEATURE AND IMPLEMENTATION OF PM SVANidhi YOJANA<\/strong><\/h3>\n\n\n\n

The Government of India has extended the PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) Scheme beyond March, 2022 with the following provisions: Extension of lending period till December 2024; Introduction of 3rd loan of  \u20b950,000 in addition to 1st & 2nd loans of \u20b910,000 and \u20b920,000 respectively. <\/strong><\/p>\n\n\n\n

BENEFITS OF PM SVANIDHI YOJANA<\/strong><\/h3>\n\n\n\n

\u2022 Vendors can avail a working capital loan of up to Rs. 10,000, which is repayable in monthly instalments in the tenure of one year.<\/strong><\/p>\n\n\n\n

\u2022 On timely\/ early repayment of the loan, an interest subsidy @ 7%<\/strong> per annum will be credited to the bank accounts of beneficiaries through Direct Benefit Transfer on quarterly basis.<\/p>\n\n\n\n

\u2022 There will be no penalty<\/strong> on early repayment of loan.<\/p>\n\n\n\n

\u2022 The scheme promotes digital transactions through cash back incentives up to an amount of Rs. 100 per month.<\/strong><\/p>\n\n\n\n

\u2022 The vendors can avail the facility of escalation of the credit limit on timely\/ early repayment of loan.<\/p>\n\n\n\n

ELIGIBILITY REQUIREMENTS FOR PM SVANidhi YOJANA<\/strong><\/h3>\n\n\n\n

\u2022 The Scheme is available for beneficiaries belonging to only those States\/UTs which have notified Rules and Scheme under Street Vendors (Protection of Livelihood and Regulation of Street Vending) Act, 2014.<\/p>\n\n\n\n

\u2022 Beneficiaries from Meghalaya, which has its own State Street Vendors Act, may, however, participate.<\/p>\n\n\n\n

FAQ FREQUENTLY ASKED QUESTIONS<\/strong><\/h3>\n\n\n\n

Question- Which Union Ministry has tied up with Zomato, to implement the PM- SVANidhi scheme? <\/p>\n\n\n\n

Answer- As a part of Prime Minister Street Vendor’s AtmaNibhar Nidhi (PM SVANidhi) Scheme, the Ministry of Housing and Urban Affairs (MoHUA)<\/strong> entered into an agreement with Zomato.<\/p>\n\n\n\n

Question- Which state tops in the implementation of the PM SVANidhi YOJANA? <\/p>\n\n\n\n

Answer- Madhya Pradesh<\/strong> tops the list of implementing PM SVANidhi YOJANA. <\/p>\n\n\n\n

Question- How much money is allocated to PM SVANidhi scheme?<\/p>\n\n\n\n

Answer-To provide handholding support to street vendors, the Ministry of Housing and Urban Affairs (MoHUA) launched PM SVANidhi a micro credit scheme, facilitating a working capital collateral free loan of \u20b910,000, with subsequent loans of \u20b920,000 and \u20b950,000 with 7% interest subsidy.<\/strong><\/p>\n\n\n\n

OTHER INITIATIVE RELATED SCHEME<\/strong><\/h3>\n\n\n\n

AtmaNirbhar Nidhi scheme<\/strong><\/p>\n\n\n\n

PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) is a Special Micro-Credit Facility launched by Ministry of Housing and Urban Affairs, for providing affordable loans to street vendors<\/p>\n\n\n\n

https:\/\/www.india.gov.in\/pm<\/a><\/p>\n\n\n\n

Ayushman Bharat Yojana<\/a><\/strong><\/p>\n\n\n\n

Ayushman Bharat (AB) is an attempt to move from a selective approach to health care to deliver a comprehensive range of services spanning preventive, promotive, curative, rehabilitative and palliative care.<\/p>\n\n\n\n

http:\/\/ab-hwc.nhp.gov.in\/<\/a><\/p>\n\n\n\n

PM Ujjwala Yojana<\/a><\/strong><\/p>\n\n\n\n

In May 2016, Ministry of Petroleum and Natural Gas (MOPNG), introduced the \u2018Pradhan Mantri Ujjwala Yojana\u2019 (PMUY) as a flagship scheme with an objective to make clean cooking fuel such as LPG available to the rural and deprived households which were otherwise using traditional cooking fuels such as firewood, coal, cow-dung cakes etc. Usage of traditional cooking fuels had detrimental impacts on the health of rural women as well as on the environment.<\/p>\n\n\n\n

https:\/\/www.pmuy.gov.in\/ujjwala2.html<\/a><\/p>\n\n\n\n

PM Awas Yojana<\/a><\/strong><\/p>\n\n\n\n

Pradhan Mantri Awas Yojana \u2013 Urban (PMAY-U), a flagship Mission of Government of India being implemented by Ministry of Housing and Urban Affairs (MoHUA), was launched on 25th June 2015. The Mission addresses urban housing shortage among the EWS\/LIG and MIG categories including the slum dwellers by ensuring a pucca house to all eligible urban households by the year 2022, when Nation completes 75 years of its Independence.<\/p>\n\n\n\n

https:\/\/pmaymis.gov.in\/<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

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